The Most Affordable Cities to Live in Ventura County, CA
Ventura County, located along the picturesque coast of Southern California, offers a diverse range of cities, each with its unique charm and appeal. If you're looking to move to this beautiful part of California, affordability is likely a key consideration. Here's a ranking of the most affordable cities in Ventura County, along with an overview, affordability details, highlights, and City Rating city ratings for each city.

The Most Affordable Cities in Ventura County
Ranked From The Most Affordable to Least Affordable.
1. Oxnard
City Rating: C
Overview
Oxnard, the largest city in Ventura County, is known for its stunning beaches, vibrant cultural scene, and rich agricultural heritage. The city offers a mix of suburban and urban living with a variety of housing options.
Affordability
Oxnard is the most affordable city in Ventura County, with a median home price significantly lower than the county average. Rental prices are also more budget-friendly compared to other cities in the region.
Highlights
Beautiful beaches like Silver Strand and Hollywood Beach
The Channel Islands Harbor for boating and water sports
Annual festivals such as the California Strawberry Festival
2. Port Hueneme
City Rating: C+
Overview
Port Hueneme is a small beachside city known for its friendly community and naval base. It's a hidden gem with a relaxed atmosphere and beautiful ocean views.
Affordability
Port Hueneme offers affordable housing options, making it an attractive choice for those seeking a coastal lifestyle without the high price tag.
Highlights
Port Hueneme Beach Park
Naval Construction Battalion Center
Surfing and fishing opportunities
3. Santa Paula
City Rating: C-
Overview
Santa Paula, often called the "Citrus Capital of the World," is a charming small town with a rich history and a strong sense of community. It’s surrounded by citrus groves and offers a quaint, rural feel.
Affordability
Santa Paula boasts some of the most affordable real estate in Ventura County, with lower median home prices and rental rates.
Highlights
Historic downtown area
Aviation Museum of Santa Paula
Santa Paula Art Museum
4. Fillmore
City Rating: C
Overview
Fillmore is a small agricultural city known for its historic train depot and scenic surroundings. It’s an ideal place for those seeking a quiet, rural lifestyle.
Affordability
Housing in Fillmore is very affordable, with home prices and rental rates lower than the county average.
Highlights
Fillmore & Western Railway
Annual Fillmore Flower Show
Proximity to Los Padres National Forest
5. Ventura
City Rating: B+
Overview
Ventura, the county seat, offers a perfect blend of coastal beauty, cultural attractions, and a lively downtown area. It's known for its surfing spots and historic landmarks.
Affordability
Ventura offers relatively affordable housing, especially considering its coastal location. Home prices and rents are moderate compared to other coastal cities in California.
Highlights
Ventura Pier and Promenade
Historic Mission San Buenaventura
Surfer’s Point

6. Camarillo
City Rating: B+
Overview
Camarillo is a suburban city known for its outlet shopping, excellent schools, and family-friendly environment. It offers a pleasant mix of urban and rural living.
Affordability
Camarillo’s housing market is more affordable than some of the more upscale areas in Ventura County, making it a popular choice for families.
Highlights
Camarillo Premium Outlets
Old Town Camarillo
Pleasant Valley Historical Society Museum
7. Moorpark
City Rating: A-
Overview
Moorpark is a suburban city with a strong sense of community and excellent schools. It’s known for its parks, hiking trails, and family-oriented environment.
Affordability
Moorpark offers a balance of affordability and quality of life, with median home prices and rents that are reasonable for the region.
Highlights
Moorpark College and Teaching Zoo
Arroyo Vista Community Park
Underwood Family Farms
8. Simi Valley
City Rating: B
Overview
Simi Valley is a large suburban city known for its beautiful parks, family-friendly neighborhoods, and the Ronald Reagan Presidential Library. It offers a high quality of life with a suburban feel.
Affordability
Housing in Simi Valley is moderately priced, with options that cater to both families and young professionals.
Highlights
Ronald Reagan Presidential Library
Simi Valley Cultural Arts Center
Santa Susana Pass State Historic Park

9. Thousand Oaks
City Rating: A
Overview
Thousand Oaks is a picturesque city known for its excellent schools, parks, and high quality of life. It’s one of the more affluent areas in Ventura County, offering a suburban lifestyle with plenty of amenities.
Affordability
While Thousand Oaks is less affordable compared to some other cities in the county, it offers good value for money with its high quality of life and excellent public services.
Highlights
Gardens of the World
Thousand Oaks Civic Arts Plaza
Conejo Valley Botanic Garden
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10. Ojai
City Rating: B
Overview
Ojai is a small, artistic city known for its scenic beauty, spiritual retreats, and vibrant arts community. It’s a popular destination for those seeking a tranquil, creative environment.
Affordability
Ojai is the least affordable city in Ventura County, with higher home prices and rental rates reflecting its desirability and unique lifestyle.
Highlights
Ojai Valley Museum
Libbey Park and the Ojai Music Festival
Eclectic shops and art galleries

Living in Ventura County, CA
Ventura County offers a diverse range of cities, each with its unique charm and affordability. From the coastal beauty of Oxnard and Ventura to the suburban appeal of Camarillo and Thousand Oaks, there is a place for everyone. The county boasts excellent schools, beautiful natural surroundings, and a high quality of life. Whether you prefer the beach, the mountains, or a quiet rural setting, Ventura County has something to offer. With its mix of affordability and lifestyle options, it’s no wonder why many consider Ventura County one of the best places to live in Southern California.
* Ratings Source: https://www.niche.com/places-to-live
